MAGKANO MAXIMUM LOAN AMOUNT PWEDE MA-LOAN FOR HOUSING SA PAG-IBIG?
A qualified Pag-IBIG member shall be allowed to borrow an amount up to a maximum of Six Million Pesos (Php 6,000,000.00), which shall be based on the lowest of the following:
- The Member’s Actual Need,
- His Loan Entitlement Based On Capacity To Pay,
- The Loan-To-Appraisal Value Ratio.
The availability of the loan package for over P3M to P6M shall be limited by the Fund’s annual funding allocation for the said package.
For references, this table will help in determining how much housing loan can a Member avail if he/she pays a certain amount of contribution:
| Monthly Membership Contribution (in pesos) | Loan Amount |
| 200 | Up to P500,000 |
| 250 | Over 500,000 to 600,000 |
| 300 | Over 600,000 to 700,000 |
| 350 | Over 700,000 to 750,000 |
| 400 | Over 800,000 to 900,000 |
| 450 | Over 900,000 to 1,000,000 |
| 500 | Over 1,000,000 to 1,100,000 |
| 550 | Over 1,100,000 to 1,200,000 |
| 600 | Over 1,200,000 to 1,300,000 |
| 650 | Over 1,300,000 to 1,400,000 |
| 700 | Over 1,400,000 to 1,500,000 |
| 750 | Over 1,500,000 to 1,600,000 |
| 800 | Over 1,600,000 to 1,700,000 |
| 850 | Over 1,700,000 to 1,800,000 |
| 900 | Over 1,800,000 to 1,900,000 |
| 950 | Over 1,900,000 to 2,000,000 |
| 1000 | Over 2,000,000 to 2,100,000 |
| 1500 | Over 3,000,000 to 3,100,000 |
| 2000 | Over 4,000,000 to 4,100,000 |
| 2500 | Over 5,000,000 to 5,100,000 |
| 2950 | Over 5,900,000 to 6,000,000 |
Source:
http://www.pagibigfund.gov.ph/