BAKIT MAY EQUITY OR DOWNPAYMENT? Anong Pinag-Ka-iba

1. Loan Approved ng PAG-IBIG.

3 Factors to Consider:

1. 1. Actual Need - Selling Price
2. 2. Capacity to Pay ni Buyer
3. 3. Loan to Appraisal Ratio

1. Selling Price	Capacity to Pay	Loan to Appraisal %	Loan Amount	Gross Equity or Down Payment 10%	Equity Net of Reservation of P5,000
   1,250,000.00	1.2M	90%	1,125,000.00	125,000.00	120,000.00
   2,500,000.00	1.8M	80%	2,000,000.00	500,000.00	495,000.00